Call report 2015Q1
ROYAL SAVINGS BANK — 2015Q1
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 116,115,000 | USD | evidence → |
| Total loans | 87,852,000 | USD | evidence → |
| Allowance for loan losses | 1,425,000 | USD | evidence → |
| Securities available for sale | 14,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 87,754,000 | USD | evidence → |
| Interest-bearing deposits | 76,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,453,000 | USD | evidence → |
| Equity capital | 23,894,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,306,000 | USD | evidence → |
| Interest expense | 84,000 | USD | evidence → |
| Net interest income | 1,222,000 | USD | evidence → |
| Noninterest income | 67,000 | USD | evidence → |
| Noninterest expense | 997,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 285,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 170,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,687,000 | USD | evidence → |
| Total capital | 20,718,000 | USD | evidence → |
| Risk-weighted assets | 79,696,000 | USD | evidence → |