Call report 2013Q4
ROYAL SAVINGS BANK — 2013Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,916,000 | USD | evidence → |
| Total loans | 75,541,000 | USD | evidence → |
| Allowance for loan losses | 1,361,000 | USD | evidence → |
| Securities available for sale | 29,763,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,419,000 | USD | evidence → |
| Interest-bearing deposits | 67,194,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,225,000 | USD | evidence → |
| Equity capital | 22,949,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,770,000 | USD | evidence → |
| Interest expense | 183,000 | USD | evidence → |
| Net interest income | 4,587,000 | USD | evidence → |
| Noninterest income | -4,000 | USD | evidence → |
| Noninterest expense | 3,429,000 | USD | evidence → |
| Provision for loan losses | -285,000 | USD | evidence → |
| Pretax income | 1,706,000 | USD | evidence → |
| Income tax | -5,059,000 | USD | evidence → |
| Net income | 6,765,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,777,000 | USD | evidence → |
| Total capital | 19,668,000 | USD | evidence → |
| Risk-weighted assets | 70,818,000 | USD | evidence → |