Call report 2010Q4
ROYAL SAVINGS BANK — 2010Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,118,000 | USD | evidence → |
| Total loans | 63,305,000 | USD | evidence → |
| Allowance for loan losses | 3,595,000 | USD | evidence → |
| Securities available for sale | 17,932,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,343,000 | USD | evidence → |
| Interest-bearing deposits | 57,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,026,000 | USD | evidence → |
| Equity capital | 13,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,227,000 | USD | evidence → |
| Interest expense | 624,000 | USD | evidence → |
| Net interest income | 3,603,000 | USD | evidence → |
| Noninterest income | 294,000 | USD | evidence → |
| Noninterest expense | 3,505,000 | USD | evidence → |
| Provision for loan losses | 1,267,000 | USD | evidence → |
| Pretax income | -875,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -875,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,765,000 | USD | evidence → |
| Total capital | 14,525,000 | USD | evidence → |
| Risk-weighted assets | 57,992,000 | USD | evidence → |