Call report 2008Q4
ROYAL SAVINGS BANK — 2008Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 110,460,000 | USD | evidence → |
| Total loans | 93,975,000 | USD | evidence → |
| Allowance for loan losses | 2,420,000 | USD | evidence → |
| Securities available for sale | 4,238,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,064,000 | USD | evidence → |
| Interest-bearing deposits | 65,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,498,000 | USD | evidence → |
| Equity capital | 22,129,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,488,000 | USD | evidence → |
| Interest expense | 1,854,000 | USD | evidence → |
| Net interest income | 4,634,000 | USD | evidence → |
| Noninterest income | 494,000 | USD | evidence → |
| Noninterest expense | 4,573,000 | USD | evidence → |
| Provision for loan losses | 2,285,000 | USD | evidence → |
| Pretax income | -1,705,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -1,705,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,966,000 | USD | evidence → |
| Total capital | 23,133,000 | USD | evidence → |
| Risk-weighted assets | 92,089,000 | USD | evidence → |