Call report 2007Q4
ROYAL SAVINGS BANK — 2007Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 124,097,000 | USD | evidence → |
| Total loans | 95,523,000 | USD | evidence → |
| Allowance for loan losses | 802,000 | USD | evidence → |
| Securities available for sale | 13,628,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,938,000 | USD | evidence → |
| Interest-bearing deposits | 80,378,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,560,000 | USD | evidence → |
| Equity capital | 23,294,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,655,000 | USD | evidence → |
| Interest expense | 3,034,000 | USD | evidence → |
| Net interest income | 4,621,000 | USD | evidence → |
| Noninterest income | 472,000 | USD | evidence → |
| Noninterest expense | 5,689,000 | USD | evidence → |
| Provision for loan losses | 351,000 | USD | evidence → |
| Pretax income | -1,011,000 | USD | evidence → |
| Income tax | -75,000 | USD | evidence → |
| Net income | -936,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,311,000 | USD | evidence → |
| Total capital | 24,113,000 | USD | evidence → |
| Risk-weighted assets | 95,461,000 | USD | evidence → |