Call report 2007Q1
ROYAL SAVINGS BANK — 2007Q1
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 131,867,000 | USD | evidence → |
| Total loans | 79,498,000 | USD | evidence → |
| Allowance for loan losses | 496,000 | USD | evidence → |
| Securities available for sale | 16,486,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,576,000 | USD | evidence → |
| Interest-bearing deposits | 86,335,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,241,000 | USD | evidence → |
| Equity capital | 23,663,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,851,000 | USD | evidence → |
| Interest expense | 786,000 | USD | evidence → |
| Net interest income | 1,065,000 | USD | evidence → |
| Noninterest income | 130,000 | USD | evidence → |
| Noninterest expense | 1,431,000 | USD | evidence → |
| Provision for loan losses | 36,000 | USD | evidence → |
| Pretax income | -272,000 | USD | evidence → |
| Income tax | -129,000 | USD | evidence → |
| Net income | -143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,818,000 | USD | evidence → |
| Total capital | 24,314,000 | USD | evidence → |
| Risk-weighted assets | 85,244,000 | USD | evidence → |