Call report 2005Q4
ROYAL SAVINGS BANK — 2005Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 111,590,000 | USD | evidence → |
| Total loans | 68,945,000 | USD | evidence → |
| Allowance for loan losses | 346,000 | USD | evidence → |
| Securities available for sale | 28,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 86,415,000 | USD | evidence → |
| Interest-bearing deposits | 72,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,124,000 | USD | evidence → |
| Equity capital | 22,314,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,999,000 | USD | evidence → |
| Interest expense | 1,398,000 | USD | evidence → |
| Net interest income | 3,601,000 | USD | evidence → |
| Noninterest income | 547,000 | USD | evidence → |
| Noninterest expense | 4,339,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | -301,000 | USD | evidence → |
| Income tax | -158,000 | USD | evidence → |
| Net income | -143,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,618,000 | USD | evidence → |
| Total capital | 22,964,000 | USD | evidence → |
| Risk-weighted assets | 75,321,000 | USD | evidence → |