Call report 2005Q2
ROYAL SAVINGS BANK — 2005Q2
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 113,406,000 | USD | evidence → |
| Total loans | 52,790,000 | USD | evidence → |
| Allowance for loan losses | 286,000 | USD | evidence → |
| Securities available for sale | 33,242,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,264,000 | USD | evidence → |
| Interest-bearing deposits | 74,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,811,000 | USD | evidence → |
| Equity capital | 22,313,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,389,000 | USD | evidence → |
| Interest expense | 678,000 | USD | evidence → |
| Net interest income | 1,711,000 | USD | evidence → |
| Noninterest income | 210,000 | USD | evidence → |
| Noninterest expense | 2,124,000 | USD | evidence → |
| Provision for loan losses | 50,000 | USD | evidence → |
| Pretax income | -253,000 | USD | evidence → |
| Income tax | -101,000 | USD | evidence → |
| Net income | -152,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,426,000 | USD | evidence → |
| Total capital | 22,712,000 | USD | evidence → |
| Risk-weighted assets | 63,455,000 | USD | evidence → |