Call report 2004Q4
ROYAL SAVINGS BANK — 2004Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 135,433,000 | USD | evidence → |
| Total loans | 41,312,000 | USD | evidence → |
| Allowance for loan losses | 236,000 | USD | evidence → |
| Securities available for sale | 34,458,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,341,000 | USD | evidence → |
| Interest-bearing deposits | 81,849,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,492,000 | USD | evidence → |
| Equity capital | 12,799,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,534,000 | USD | evidence → |
| Interest expense | 1,233,000 | USD | evidence → |
| Net interest income | 2,301,000 | USD | evidence → |
| Noninterest income | 399,000 | USD | evidence → |
| Noninterest expense | 3,271,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -395,000 | USD | evidence → |
| Income tax | -140,000 | USD | evidence → |
| Net income | -255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,845,000 | USD | evidence → |
| Total capital | 13,081,000 | USD | evidence → |
| Risk-weighted assets | 55,998,000 | USD | evidence → |