Call report 2003Q4
ROYAL SAVINGS BANK — 2003Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,540,000 | USD | evidence → |
| Total loans | 28,553,000 | USD | evidence → |
| Allowance for loan losses | 236,000 | USD | evidence → |
| Securities available for sale | 50,413,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 73,955,000 | USD | evidence → |
| Interest-bearing deposits | 71,670,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,285,000 | USD | evidence → |
| Equity capital | 13,251,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,769,000 | USD | evidence → |
| Interest expense | 1,342,000 | USD | evidence → |
| Net interest income | 2,427,000 | USD | evidence → |
| Noninterest income | 170,000 | USD | evidence → |
| Noninterest expense | 2,231,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 521,000 | USD | evidence → |
| Income tax | 220,000 | USD | evidence → |
| Net income | 301,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,099,000 | USD | evidence → |
| Total capital | 13,335,000 | USD | evidence → |
| Risk-weighted assets | 40,491,000 | USD | evidence → |