Call report 2003Q1
ROYAL SAVINGS BANK — 2003Q1
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,007,000 | USD | evidence → |
| Total loans | 24,367,000 | USD | evidence → |
| Allowance for loan losses | 223,000 | USD | evidence → |
| Securities available for sale | 53,908,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,819,000 | USD | evidence → |
| Interest-bearing deposits | 69,016,000 | USD | evidence → |
| Noninterest-bearing deposits | 803,000 | USD | evidence → |
| Equity capital | 13,734,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,055,000 | USD | evidence → |
| Interest expense | 382,000 | USD | evidence → |
| Net interest income | 673,000 | USD | evidence → |
| Noninterest income | -16,000 | USD | evidence → |
| Noninterest expense | 519,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 128,000 | USD | evidence → |
| Income tax | 28,000 | USD | evidence → |
| Net income | 100,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,899,000 | USD | evidence → |
| Total capital | 13,122,000 | USD | evidence → |
| Risk-weighted assets | 36,206,000 | USD | evidence → |