Call reports 2008
PRIME SECURITY BANK — 2008
What PRIME SECURITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 93,025,000 | 100,186,000 | 106,037,000 | 103,024,000 |
| Total loans | 76,199,000 | 88,554,000 | 89,306,000 | 86,683,000 |
| Allowance for loan losses | 1,145,000 | 1,269,000 | 1,514,000 | 1,837,000 |
| Securities available for sale | 5,649,000 | 5,571,000 | 4,103,000 | 9,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,254,000 | 82,480,000 | 88,868,000 | 87,289,000 |
| Interest-bearing deposits | 75,149,000 | 76,482,000 | 82,035,000 | 79,295,000 |
| Noninterest-bearing deposits | 7,105,000 | 5,998,000 | 6,833,000 | 7,994,000 |
| Equity capital | 9,358,000 | 9,300,000 | 9,264,000 | 9,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,289,000 | 4,973,000 | 6,548,000 |
| Interest expense | 625,000 | 1,169,000 | 1,786,000 | 2,384,000 |
| Net interest income | 1,060,000 | 2,120,000 | 3,187,000 | 4,164,000 |
| Noninterest income | 80,000 | 176,000 | 309,000 | 403,000 |
| Noninterest expense | 820,000 | 1,678,000 | 2,365,000 | 3,052,000 |
| Provision for loan losses | 45,000 | 190,000 | 638,000 | 1,245,000 |
| Pretax income | 275,000 | 428,000 | 493,000 | 270,000 |
| Income tax | 0 | -1,000 | 0 | 0 |
| Net income | 275,000 | 429,000 | 493,000 | 270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,255,000 | 9,275,000 | 9,206,000 | 8,883,000 |
| Total capital | 10,246,000 | 10,390,000 | 10,338,000 | 9,979,000 |
| Risk-weighted assets | 79,151,000 | 89,074,000 | 90,136,000 | 86,917,000 |