Call reports 2007
PRIME SECURITY BANK — 2007
What PRIME SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,706,000 | 89,115,000 | 92,329,000 | 91,465,000 |
| Total loans | 73,028,000 | 71,370,000 | 79,448,000 | 77,547,000 |
| Allowance for loan losses | 1,270,000 | 1,169,000 | 1,227,000 | 1,100,000 |
| Securities available for sale | 12,177,000 | 9,653,000 | 8,022,000 | 7,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,399,000 | 78,789,000 | 81,970,000 | 80,763,000 |
| Interest-bearing deposits | 72,290,000 | 71,444,000 | 75,547,000 | 74,315,000 |
| Noninterest-bearing deposits | 12,109,000 | 7,345,000 | 6,423,000 | 6,448,000 |
| Equity capital | 8,474,000 | 8,436,000 | 9,016,000 | 9,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,783,000 | 3,489,000 | 5,442,000 | 7,268,000 |
| Interest expense | 801,000 | 1,607,000 | 2,426,000 | 3,172,000 |
| Net interest income | 982,000 | 1,882,000 | 3,016,000 | 4,096,000 |
| Noninterest income | 156,000 | 245,000 | 333,000 | 408,000 |
| Noninterest expense | 693,000 | 1,312,000 | 1,895,000 | 2,495,000 |
| Provision for loan losses | 173,000 | 173,000 | 240,000 | 520,000 |
| Pretax income | 272,000 | 642,000 | 1,214,000 | 1,489,000 |
| Income tax | 1,000 | 1,000 | 2,000 | 2,000 |
| Net income | 271,000 | 641,000 | 1,212,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,422,000 | 8,529,000 | 8,964,000 | 9,239,000 |
| Total capital | 9,378,000 | 9,451,000 | 9,969,000 | 10,231,000 |
| Risk-weighted assets | 76,179,000 | 73,552,000 | 80,220,000 | 79,288,000 |