Call reports 2006
PRIME SECURITY BANK — 2006
What PRIME SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 88,343,000 | 92,982,000 | 89,619,000 | 95,941,000 |
| Total loans | 78,573,000 | 79,332,000 | 76,423,000 | 76,464,000 |
| Allowance for loan losses | 1,090,000 | 1,255,000 | 1,032,000 | 1,096,000 |
| Securities available for sale | 1,998,000 | 2,615,000 | 5,416,000 | 5,404,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,202,000 | 80,156,000 | 78,568,000 | 85,329,000 |
| Interest-bearing deposits | 67,625,000 | 72,606,000 | 70,401,000 | 74,244,000 |
| Noninterest-bearing deposits | 8,577,000 | 7,550,000 | 8,167,000 | 11,085,000 |
| Equity capital | 8,771,000 | 8,261,000 | 8,545,000 | 8,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,646,000 | 3,392,000 | 5,198,000 | 7,115,000 |
| Interest expense | 625,000 | 1,302,000 | 2,075,000 | 2,869,000 |
| Net interest income | 1,021,000 | 2,090,000 | 3,123,000 | 4,246,000 |
| Noninterest income | 135,000 | 270,000 | 412,000 | 485,000 |
| Noninterest expense | 653,000 | 1,257,000 | 1,912,000 | 2,546,000 |
| Provision for loan losses | 70,000 | 235,000 | 361,000 | 798,000 |
| Pretax income | 433,000 | 868,000 | 1,262,000 | 1,387,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 433,000 | 867,000 | 1,260,000 | 1,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,773,000 | 8,270,000 | 8,499,000 | 8,236,000 |
| Total capital | 9,790,000 | 9,320,000 | 9,485,000 | 9,215,000 |
| Risk-weighted assets | 81,237,000 | 83,750,000 | 78,831,000 | 78,479,000 |