Call reports 2005
PRIME SECURITY BANK — 2005
What PRIME SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,557,000 | 79,161,000 | 80,944,000 | 95,989,000 |
| Total loans | 68,430,000 | 70,709,000 | 73,837,000 | 76,305,000 |
| Allowance for loan losses | 698,000 | 767,000 | 830,000 | 1,020,000 |
| Securities available for sale | 327,000 | 2,326,000 | 2,246,000 | 1,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,830,000 | 69,365,000 | 70,515,000 | 84,964,000 |
| Interest-bearing deposits | 55,400,000 | 62,069,000 | 62,886,000 | 71,428,000 |
| Noninterest-bearing deposits | 6,430,000 | 7,296,000 | 7,629,000 | 13,536,000 |
| Equity capital | 6,418,000 | 6,630,000 | 7,120,000 | 7,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,613,000 | 4,119,000 | 5,748,000 |
| Interest expense | 287,000 | 680,000 | 1,136,000 | 1,689,000 |
| Net interest income | 934,000 | 1,933,000 | 2,983,000 | 4,059,000 |
| Noninterest income | 82,000 | 273,000 | 479,000 | 646,000 |
| Noninterest expense | 599,000 | 1,225,000 | 1,925,000 | 2,611,000 |
| Provision for loan losses | 54,000 | 125,000 | 188,000 | 378,000 |
| Pretax income | 363,000 | 856,000 | 1,349,000 | 1,716,000 |
| Income tax | 83,000 | 83,000 | 83,000 | 83,000 |
| Net income | 280,000 | 773,000 | 1,266,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,416,000 | 6,630,000 | 7,123,000 | 7,640,000 |
| Total capital | 7,114,000 | 7,397,000 | 7,953,000 | 8,660,000 |
| Risk-weighted assets | 68,597,000 | 71,704,000 | 78,535,000 | 84,126,000 |