Call reports 2004
PRIME SECURITY BANK — 2004
What PRIME SECURITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 58,104,000 | 65,426,000 | 69,078,000 | 77,191,000 |
| Total loans | 50,951,000 | 60,085,000 | 61,553,000 | 63,894,000 |
| Allowance for loan losses | 545,000 | 579,000 | 622,000 | 643,000 |
| Securities available for sale | 842,000 | 333,000 | 333,000 | 330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,039,000 | 57,037,000 | 62,199,000 | 68,913,000 |
| Interest-bearing deposits | 45,722,000 | 50,613,000 | 53,615,000 | 56,706,000 |
| Noninterest-bearing deposits | 6,317,000 | 6,424,000 | 8,584,000 | 12,207,000 |
| Equity capital | 5,365,000 | 5,757,000 | 5,954,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,958,000 | 3,028,000 | 4,222,000 |
| Interest expense | 187,000 | 377,000 | 612,000 | 882,000 |
| Net interest income | 757,000 | 1,581,000 | 2,416,000 | 3,340,000 |
| Noninterest income | 62,000 | 154,000 | 299,000 | 418,000 |
| Noninterest expense | 606,000 | 1,241,000 | 1,857,000 | 2,448,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 147,000 |
| Pretax income | 171,000 | 410,000 | 732,000 | 1,163,000 |
| Income tax | 67,000 | 161,000 | 286,000 | 455,000 |
| Net income | 104,000 | 249,000 | 446,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,357,000 | 5,753,000 | 5,949,000 | 6,211,000 |
| Total capital | 5,902,000 | 6,332,000 | 6,571,000 | 6,854,000 |
| Risk-weighted assets | 51,969,000 | 60,738,000 | 62,366,000 | 66,559,000 |