Call reports 2003
PRIME SECURITY BANK — 2003
What PRIME SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 51,077,000 | 55,002,000 | 56,179,000 | 59,814,000 |
| Total loans | 41,637,000 | 44,526,000 | 47,563,000 | 49,507,000 |
| Allowance for loan losses | 430,000 | 456,000 | 481,000 | 502,000 |
| Securities available for sale | 445,000 | 3,949,000 | 3,013,000 | 2,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,487,000 | 47,680,000 | 48,022,000 | 53,542,000 |
| Interest-bearing deposits | 39,215,000 | 41,591,000 | 43,084,000 | 46,960,000 |
| Noninterest-bearing deposits | 4,272,000 | 6,089,000 | 4,938,000 | 6,582,000 |
| Equity capital | 4,567,000 | 4,649,000 | 4,947,000 | 5,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,744,000 | 2,706,000 | 3,579,000 |
| Interest expense | 213,000 | 428,000 | 634,000 | 832,000 |
| Net interest income | 639,000 | 1,316,000 | 2,072,000 | 2,747,000 |
| Noninterest income | 89,000 | 191,000 | 274,000 | 340,000 |
| Noninterest expense | 631,000 | 1,251,000 | 1,882,000 | 2,494,000 |
| Provision for loan losses | 8,000 | 33,000 | 64,000 | 84,000 |
| Pretax income | 89,000 | 223,000 | 400,000 | 509,000 |
| Income tax | 36,000 | 92,000 | 164,000 | 209,000 |
| Net income | 53,000 | 131,000 | 236,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,556,000 | 4,634,000 | 4,939,000 | 5,003,000 |
| Total capital | 4,986,000 | 5,090,000 | 5,420,000 | 5,505,000 |
| Risk-weighted assets | 43,805,000 | 47,005,000 | 49,055,000 | 51,451,000 |