Call reports 2002
PRIME SECURITY BANK — 2002
What PRIME SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,327,000 | 50,752,000 | 50,283,000 | 50,168,000 |
| Total loans | 44,393,000 | 45,068,000 | 44,558,000 | 40,996,000 |
| Allowance for loan losses | 353,000 | 381,000 | 399,000 | 434,000 |
| Securities available for sale | 696,000 | 1,583,000 | 1,606,000 | 544,000 |
| Securities held to maturity | 929,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,359,000 | 41,929,000 | 40,660,000 | 41,674,000 |
| Interest-bearing deposits | 38,613,000 | 38,256,000 | 36,420,000 | 37,855,000 |
| Noninterest-bearing deposits | 3,746,000 | 3,673,000 | 4,240,000 | 3,819,000 |
| Equity capital | 4,544,000 | 4,494,000 | 4,657,000 | 4,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,846,000 | 2,789,000 | 3,696,000 |
| Interest expense | 271,000 | 533,000 | 786,000 | 1,020,000 |
| Net interest income | 699,000 | 1,313,000 | 2,003,000 | 2,676,000 |
| Noninterest income | 184,000 | 252,000 | 369,000 | 456,000 |
| Noninterest expense | 576,000 | 1,038,000 | 1,550,000 | 2,118,000 |
| Provision for loan losses | 0 | 35,000 | 80,000 | 110,000 |
| Pretax income | 307,000 | 492,000 | 742,000 | 960,000 |
| Income tax | 124,000 | 198,000 | 300,000 | 388,000 |
| Net income | 183,000 | 294,000 | 442,000 | 572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,529,000 | 4,460,000 | 4,608,000 | 4,708,000 |
| Total capital | 4,882,000 | 4,841,000 | 5,007,000 | 5,142,000 |
| Risk-weighted assets | 45,879,000 | 46,080,000 | 45,428,000 | 42,929,000 |