Call reports 2005
BANK OF DURANGO, THE — 2005
What BANK OF DURANGO, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 43,806,000 | 41,100,000 | 37,005,000 | 34,584,000 |
| Total loans | 35,951,000 | 30,146,000 | 24,874,000 | 25,460,000 |
| Allowance for loan losses | 1,731,000 | 1,078,000 | 933,000 | 878,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 598,000 | 598,000 | 598,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,607,000 | 37,819,000 | 33,723,000 | 31,212,000 |
| Interest-bearing deposits | 35,521,000 | 31,897,000 | 26,622,000 | 23,357,000 |
| Noninterest-bearing deposits | 6,086,000 | 5,922,000 | 7,101,000 | 7,855,000 |
| Equity capital | 1,574,000 | 2,516,000 | 2,868,000 | 3,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,315,000 | 1,922,000 | 2,483,000 |
| Interest expense | 215,000 | 413,000 | 594,000 | 745,000 |
| Net interest income | 452,000 | 902,000 | 1,328,000 | 1,738,000 |
| Noninterest income | 119,000 | 212,000 | 301,000 | 479,000 |
| Noninterest expense | 714,000 | 1,316,000 | 1,879,000 | 2,496,000 |
| Provision for loan losses | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 |
| Pretax income | -1,493,000 | -1,552,000 | -1,600,000 | -1,629,000 |
| Income tax | 0 | 0 | 0 | -221,000 |
| Net income | -1,493,000 | -1,552,000 | -1,600,000 | -1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,574,000 | 2,516,000 | 2,868,000 | 3,060,000 |
| Total capital | 2,070,000 | 2,940,000 | 3,238,000 | 3,435,000 |
| Risk-weighted assets | 38,429,000 | 33,254,000 | 29,044,000 | 29,680,000 |