Call reports 2004
BANK OF DURANGO, THE — 2004
What BANK OF DURANGO, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,147,000 | 44,973,000 | 49,121,000 | 46,969,000 |
| Total loans | 36,957,000 | 35,907,000 | 38,199,000 | 36,158,000 |
| Allowance for loan losses | 485,000 | 483,000 | 537,000 | 459,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 610,000 | 607,000 | 600,000 | 599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,311,000 | 36,900,000 | 44,981,000 | 42,409,000 |
| Interest-bearing deposits | 30,369,000 | 30,558,000 | 38,232,000 | 35,725,000 |
| Noninterest-bearing deposits | 5,942,000 | 6,342,000 | 6,749,000 | 6,684,000 |
| Equity capital | 3,418,000 | 3,609,000 | 3,609,000 | 3,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,466,000 | 2,179,000 | 2,879,000 |
| Interest expense | 146,000 | 295,000 | 483,000 | 694,000 |
| Net interest income | 555,000 | 1,171,000 | 1,696,000 | 2,185,000 |
| Noninterest income | 126,000 | 231,000 | 453,000 | 531,000 |
| Noninterest expense | 467,000 | 843,000 | 1,481,000 | 2,410,000 |
| Provision for loan losses | 35,000 | 85,000 | 185,000 | 548,000 |
| Pretax income | 179,000 | 474,000 | 483,000 | -242,000 |
| Income tax | 66,000 | 170,000 | 179,000 | -4,000 |
| Net income | 113,000 | 304,000 | 304,000 | -238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,418,000 | 3,609,000 | 3,609,000 | 3,067,000 |
| Total capital | 3,859,000 | 4,092,000 | 4,140,000 | 3,526,000 |
| Risk-weighted assets | 35,234,000 | 41,245,000 | 41,642,000 | 39,173,000 |