Call reports 2003
BANK OF DURANGO, THE — 2003
What BANK OF DURANGO, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 30,875,000 | 35,553,000 | 38,519,000 | 39,942,000 |
| Total loans | 24,680,000 | 27,272,000 | 33,255,000 | 32,914,000 |
| Allowance for loan losses | 306,000 | 326,000 | 356,000 | 456,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 746,000 | 740,000 | 712,000 | 711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,637,000 | 32,273,000 | 33,974,000 | 34,062,000 |
| Interest-bearing deposits | 23,136,000 | 25,273,000 | 27,974,000 | 27,235,000 |
| Noninterest-bearing deposits | 5,501,000 | 7,000,000 | 6,000,000 | 6,827,000 |
| Equity capital | 2,090,000 | 3,141,000 | 3,234,000 | 3,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,023,000 | 1,662,000 | 2,280,000 |
| Interest expense | 137,000 | 287,000 | 425,000 | 559,000 |
| Net interest income | 382,000 | 736,000 | 1,237,000 | 1,721,000 |
| Noninterest income | 56,000 | 148,000 | 241,000 | 408,000 |
| Noninterest expense | 376,000 | 733,000 | 1,132,000 | 1,497,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 150,000 |
| Pretax income | 62,000 | 131,000 | 296,000 | 482,000 |
| Income tax | 0 | 0 | 73,000 | 188,000 |
| Net income | 62,000 | 131,000 | 223,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,090,000 | 3,141,000 | 3,234,000 | 3,305,000 |
| Total capital | 2,338,000 | 3,418,000 | 3,578,000 | 3,681,000 |
| Risk-weighted assets | 19,760,000 | 22,087,000 | 27,508,000 | 29,987,000 |