Call reports 2002
BANK OF DURANGO, THE — 2002
What BANK OF DURANGO, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,688,000 | 30,093,000 | 33,128,000 | 31,604,000 |
| Total loans | 20,949,000 | 22,692,000 | 23,851,000 | 22,976,000 |
| Allowance for loan losses | 188,000 | 221,000 | 262,000 | 306,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 480,000 | 477,000 | 549,000 | 648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,362,000 | 27,728,000 | 30,738,000 | 29,423,000 |
| Interest-bearing deposits | 19,449,000 | 21,881,000 | 24,410,000 | 22,653,000 |
| Noninterest-bearing deposits | 5,913,000 | 5,847,000 | 6,328,000 | 6,770,000 |
| Equity capital | 2,136,000 | 2,192,000 | 2,137,000 | 2,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 476,000 | 988,000 | 1,509,000 | 1,997,000 |
| Interest expense | 141,000 | 297,000 | 459,000 | 615,000 |
| Net interest income | 335,000 | 691,000 | 1,050,000 | 1,382,000 |
| Noninterest income | 88,000 | 244,000 | 300,000 | 441,000 |
| Noninterest expense | 327,000 | 697,000 | 1,126,000 | 1,529,000 |
| Provision for loan losses | 0 | 33,000 | 74,000 | 269,000 |
| Pretax income | 96,000 | 205,000 | 150,000 | 25,000 |
| Income tax | 17,000 | 39,000 | 39,000 | 6,000 |
| Net income | 79,000 | 166,000 | 111,000 | 19,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,136,000 | 2,192,000 | 2,137,000 | 2,045,000 |
| Total capital | 2,324,000 | 2,413,000 | 2,374,000 | 2,284,000 |
| Risk-weighted assets | 16,308,000 | 17,792,000 | 18,909,000 | 18,282,000 |