Call reports 2025
SPRINGS VALLEY BANK & TRUST COMPANY — 2025
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 639,340,000 | 646,147,000 | 636,591,000 | 644,139,000 |
| Total loans | 469,827,000 | 477,856,000 | 477,721,000 | 494,179,000 |
| Allowance for loan losses | 6,861,000 | 6,613,000 | 6,541,000 | 6,747,000 |
| Securities available for sale | 66,197,000 | 65,309,000 | 69,546,000 | 71,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,808,000 | 571,305,000 | 558,914,000 | 564,015,000 |
| Interest-bearing deposits | 543,226,000 | 550,285,000 | 539,066,000 | 544,942,000 |
| Noninterest-bearing deposits | 21,582,000 | 21,020,000 | 19,848,000 | 19,073,000 |
| Equity capital | 64,650,000 | 65,980,000 | 70,130,000 | 72,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,615,000 | 17,523,000 | 26,517,000 | 35,625,000 |
| Interest expense | 3,921,000 | 7,709,000 | 11,361,000 | 14,809,000 |
| Net interest income | 4,694,000 | 9,814,000 | 15,156,000 | 20,816,000 |
| Noninterest income | 2,643,000 | 5,014,000 | 7,605,000 | 10,153,000 |
| Noninterest expense | 4,685,000 | 9,539,000 | 14,615,000 | 19,790,000 |
| Provision for loan losses | 103,000 | 131,000 | 259,000 | 437,000 |
| Pretax income | 2,549,000 | 5,158,000 | 7,887,000 | 10,609,000 |
| Income tax | 445,000 | 902,000 | 1,024,000 | 1,738,000 |
| Net income | 2,104,000 | 4,256,000 | 6,863,000 | 8,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,855,000 | 72,007,000 | 74,614,000 | 76,606,000 |
| Total capital | 76,697,000 | 78,950,000 | 81,510,000 | 83,705,000 |
| Risk-weighted assets | 537,050,000 | 545,469,000 | 546,533,000 | 557,786,000 |