Call reports 2022
SPRINGS VALLEY BANK & TRUST COMPANY — 2022
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 515,709,000 | 518,594,000 | 521,786,000 | 560,592,000 |
| Total loans | 399,984,000 | 414,882,000 | 425,404,000 | 453,092,000 |
| Allowance for loan losses | 7,540,000 | 6,650,000 | 6,530,000 | 7,033,000 |
| Securities available for sale | 63,345,000 | 58,273,000 | 55,832,000 | 57,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,269,000 | 431,505,000 | 451,398,000 | 470,595,000 |
| Interest-bearing deposits | 398,290,000 | 412,603,000 | 429,540,000 | 449,213,000 |
| Noninterest-bearing deposits | 19,979,000 | 18,902,000 | 21,858,000 | 21,382,000 |
| Equity capital | 59,553,000 | 56,083,000 | 56,455,000 | 58,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,862,000 | 9,616,000 | 15,290,000 | 21,535,000 |
| Interest expense | 355,000 | 804,000 | 1,536,000 | 2,858,000 |
| Net interest income | 4,507,000 | 8,812,000 | 13,754,000 | 18,677,000 |
| Noninterest income | 2,389,000 | 4,661,000 | 6,702,000 | 8,712,000 |
| Noninterest expense | 4,470,000 | 9,164,000 | 14,058,000 | 19,028,000 |
| Provision for loan losses | 287,000 | 399,000 | 611,000 | 973,000 |
| Pretax income | 2,139,000 | 3,910,000 | 5,787,000 | 7,388,000 |
| Income tax | 401,000 | 705,000 | 1,040,000 | 1,294,000 |
| Net income | 1,738,000 | 3,205,000 | 4,747,000 | 6,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,849,000 | 60,315,000 | 61,858,000 | 63,189,000 |
| Total capital | 65,705,000 | 66,462,000 | 68,108,000 | 69,787,000 |
| Risk-weighted assets | 456,716,000 | 481,164,000 | 489,616,000 | 517,320,000 |