Call reports 2021
SPRINGS VALLEY BANK & TRUST COMPANY — 2021
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 498,724,000 | 497,462,000 | 495,667,000 | 490,244,000 |
| Total loans | 383,925,000 | 386,268,000 | 383,389,000 | 387,240,000 |
| Allowance for loan losses | 7,002,000 | 7,195,000 | 7,136,000 | 7,267,000 |
| Securities available for sale | 63,926,000 | 64,497,000 | 66,480,000 | 66,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,966,000 | 399,416,000 | 395,495,000 | 387,873,000 |
| Interest-bearing deposits | 387,097,000 | 381,782,000 | 378,553,000 | 366,537,000 |
| Noninterest-bearing deposits | 14,869,000 | 17,634,000 | 16,942,000 | 21,336,000 |
| Equity capital | 55,686,000 | 58,381,000 | 60,103,000 | 60,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,094,000 | 10,280,000 | 15,509,000 | 20,671,000 |
| Interest expense | 454,000 | 870,000 | 1,269,000 | 1,634,000 |
| Net interest income | 4,640,000 | 9,410,000 | 14,240,000 | 19,037,000 |
| Noninterest income | 2,162,000 | 4,468,000 | 6,624,000 | 8,586,000 |
| Noninterest expense | 3,868,000 | 8,307,000 | 12,661,000 | 17,756,000 |
| Provision for loan losses | 312,000 | 574,000 | 961,000 | 1,285,000 |
| Pretax income | 2,631,000 | 5,006,000 | 7,251,000 | 8,592,000 |
| Income tax | 474,000 | 890,000 | 1,280,000 | 1,473,000 |
| Net income | 2,157,000 | 4,116,000 | 5,971,000 | 7,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,165,000 | 55,124,000 | 56,979,000 | 58,111,000 |
| Total capital | 58,216,000 | 60,506,000 | 62,413,000 | 63,720,000 |
| Risk-weighted assets | 392,080,000 | 418,684,000 | 422,949,000 | 436,968,000 |