Call reports 2020
SPRINGS VALLEY BANK & TRUST COMPANY — 2020
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 449,155,000 | 494,172,000 | 494,215,000 | 495,849,000 |
| Total loans | 356,072,000 | 386,006,000 | 389,162,000 | 375,167,000 |
| Allowance for loan losses | 4,217,000 | 4,591,000 | 5,210,000 | 5,985,000 |
| Securities available for sale | 57,150,000 | 59,192,000 | 61,153,000 | 61,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,101,000 | 381,188,000 | 379,496,000 | 397,715,000 |
| Interest-bearing deposits | 344,045,000 | 359,234,000 | 362,981,000 | 378,810,000 |
| Noninterest-bearing deposits | 14,056,000 | 21,954,000 | 16,515,000 | 18,905,000 |
| Equity capital | 49,130,000 | 52,712,000 | 54,076,000 | 55,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,871,000 | 9,893,000 | 14,960,000 | 20,373,000 |
| Interest expense | 1,213,000 | 2,137,000 | 2,882,000 | 3,502,000 |
| Net interest income | 3,658,000 | 7,756,000 | 12,078,000 | 16,871,000 |
| Noninterest income | 1,528,000 | 3,448,000 | 5,629,000 | 7,819,000 |
| Noninterest expense | 4,042,000 | 7,904,000 | 12,071,000 | 16,281,000 |
| Provision for loan losses | 291,000 | 892,000 | 1,754,000 | 2,966,000 |
| Pretax income | 853,000 | 2,416,000 | 3,890,000 | 5,450,000 |
| Income tax | 107,000 | 361,000 | 592,000 | 842,000 |
| Net income | 746,000 | 2,055,000 | 3,298,000 | 4,608,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,161,000 | 49,471,000 | 50,714,000 | 52,008,000 |
| Total capital | 52,503,000 | 54,187,000 | 55,588,000 | 56,990,000 |
| Risk-weighted assets | 356,173,000 | 378,273,000 | 379,492,000 | 387,433,000 |