Call reports 2019
SPRINGS VALLEY BANK & TRUST COMPANY — 2019
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 419,711,000 | 440,587,000 | 453,032,000 | 452,588,000 |
| Total loans | 321,019,000 | 343,728,000 | 346,411,000 | 350,357,000 |
| Allowance for loan losses | 4,081,000 | 4,326,000 | 4,446,000 | 4,340,000 |
| Securities available for sale | 55,904,000 | 61,230,000 | 57,548,000 | 57,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,117,000 | 340,260,000 | 355,757,000 | 362,347,000 |
| Interest-bearing deposits | 286,589,000 | 327,592,000 | 343,373,000 | 349,141,000 |
| Noninterest-bearing deposits | 56,528,000 | 12,668,000 | 12,384,000 | 13,206,000 |
| Equity capital | 45,290,000 | 47,349,000 | 48,864,000 | 49,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,507,000 | 9,372,000 | 14,289,000 | 19,520,000 |
| Interest expense | 1,137,000 | 2,432,000 | 3,843,000 | 5,209,000 |
| Net interest income | 3,370,000 | 6,940,000 | 10,446,000 | 14,311,000 |
| Noninterest income | 1,248,000 | 2,484,000 | 3,982,000 | 5,521,000 |
| Noninterest expense | 3,723,000 | 7,188,000 | 10,895,000 | 14,868,000 |
| Provision for loan losses | 235,000 | 492,000 | 728,000 | 885,000 |
| Pretax income | 695,000 | 1,780,000 | 3,247,000 | 4,523,000 |
| Income tax | 96,000 | 262,000 | 500,000 | 706,000 |
| Net income | 599,000 | 1,518,000 | 2,747,000 | 3,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,214,000 | 45,132,000 | 46,361,000 | 47,415,000 |
| Total capital | 48,324,000 | 49,526,000 | 50,862,000 | 51,880,000 |
| Risk-weighted assets | 318,740,000 | 341,538,000 | 350,082,000 | 355,685,000 |