Call reports 2018
SPRINGS VALLEY BANK & TRUST COMPANY — 2018
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 384,262,000 | 396,551,000 | 399,264,000 | 401,077,000 |
| Total loans | 296,545,000 | 305,183,000 | 306,771,000 | 309,946,000 |
| Allowance for loan losses | 3,633,000 | 3,772,000 | 3,911,000 | 3,893,000 |
| Securities available for sale | 53,948,000 | 54,902,000 | 53,770,000 | 55,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,401,000 | 332,050,000 | 329,394,000 | 333,475,000 |
| Interest-bearing deposits | 262,777,000 | 279,847,000 | 278,538,000 | 279,676,000 |
| Noninterest-bearing deposits | 57,624,000 | 52,203,000 | 50,856,000 | 53,799,000 |
| Equity capital | 36,512,000 | 37,534,000 | 42,674,000 | 44,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,944,000 | 8,073,000 | 12,337,000 | 16,733,000 |
| Interest expense | 761,000 | 1,686,000 | 2,694,000 | 3,735,000 |
| Net interest income | 3,183,000 | 6,387,000 | 9,643,000 | 12,998,000 |
| Noninterest income | 1,272,000 | 2,649,000 | 4,013,000 | 5,244,000 |
| Noninterest expense | 3,128,000 | 6,232,000 | 9,497,000 | 12,856,000 |
| Provision for loan losses | 232,000 | 437,000 | 669,000 | 750,000 |
| Pretax income | 1,095,000 | 2,367,000 | 3,490,000 | 4,636,000 |
| Income tax | 188,000 | 413,000 | 609,000 | 805,000 |
| Net income | 907,000 | 1,954,000 | 2,881,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,206,000 | 37,253,000 | 42,679,000 | 43,614,000 |
| Total capital | 39,960,000 | 41,140,000 | 46,612,000 | 47,543,000 |
| Risk-weighted assets | 290,287,000 | 300,995,000 | 304,545,000 | 304,307,000 |