Call reports 2017
SPRINGS VALLEY BANK & TRUST COMPANY — 2017
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 357,101,000 | 365,490,000 | 374,950,000 | 380,913,000 |
| Total loans | 276,012,000 | 282,650,000 | 285,144,000 | 289,405,000 |
| Allowance for loan losses | 3,419,000 | 3,588,000 | 3,576,000 | 3,471,000 |
| Securities available for sale | 50,701,000 | 52,342,000 | 52,727,000 | 53,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,676,000 | 296,537,000 | 290,889,000 | 316,415,000 |
| Interest-bearing deposits | 223,330,000 | 239,886,000 | 230,057,000 | 253,883,000 |
| Noninterest-bearing deposits | 54,346,000 | 56,651,000 | 60,832,000 | 62,532,000 |
| Equity capital | 34,609,000 | 36,024,000 | 35,746,000 | 36,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,493,000 | 7,146,000 | 10,902,000 | 14,725,000 |
| Interest expense | 555,000 | 1,171,000 | 1,861,000 | 2,574,000 |
| Net interest income | 2,938,000 | 5,975,000 | 9,041,000 | 12,151,000 |
| Noninterest income | 1,093,000 | 2,323,000 | 3,614,000 | 4,901,000 |
| Noninterest expense | 2,986,000 | 5,942,000 | 9,002,000 | 12,441,000 |
| Provision for loan losses | 188,000 | 335,000 | 523,000 | 523,000 |
| Pretax income | 857,000 | 2,042,000 | 3,157,000 | 4,115,000 |
| Income tax | 230,000 | 577,000 | 894,000 | 1,146,000 |
| Net income | 627,000 | 1,465,000 | 2,263,000 | 2,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,096,000 | 34,934,000 | 34,732,000 | 35,422,000 |
| Total capital | 37,536,000 | 38,430,000 | 38,383,000 | 39,018,000 |
| Risk-weighted assets | 265,105,000 | 269,448,000 | 282,039,000 | 285,371,000 |