Call reports 2012
SPRINGS VALLEY BANK & TRUST COMPANY — 2012
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 228,454,000 | 225,261,000 | 232,976,000 | 233,901,000 |
| Total loans | 152,186,000 | 153,151,000 | 151,173,000 | 150,811,000 |
| Allowance for loan losses | 4,705,000 | 4,268,000 | 3,702,000 | 3,428,000 |
| Securities available for sale | 48,781,000 | 49,178,000 | 50,541,000 | 50,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,800,000 | 177,875,000 | 184,969,000 | 186,335,000 |
| Interest-bearing deposits | 151,817,000 | 148,578,000 | 154,444,000 | 155,445,000 |
| Noninterest-bearing deposits | 30,983,000 | 29,297,000 | 30,525,000 | 30,890,000 |
| Equity capital | 26,753,000 | 28,153,000 | 28,654,000 | 28,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,762,000 | 5,661,000 | 8,326,000 | 10,863,000 |
| Interest expense | 516,000 | 1,003,000 | 1,463,000 | 1,888,000 |
| Net interest income | 2,246,000 | 4,658,000 | 6,863,000 | 8,975,000 |
| Noninterest income | 665,000 | 1,719,000 | 2,425,000 | 3,255,000 |
| Noninterest expense | 2,166,000 | 4,252,000 | 6,531,000 | 8,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 736,000 | 2,151,000 | 2,800,000 | 3,432,000 |
| Income tax | 223,000 | 717,000 | 909,000 | 1,093,000 |
| Net income | 513,000 | 1,434,000 | 1,891,000 | 2,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,517,000 | 26,687,000 | 27,250,000 | 27,694,000 |
| Total capital | 27,404,000 | 28,569,000 | 29,123,000 | 29,581,000 |
| Risk-weighted assets | 148,140,000 | 148,157,000 | 148,039,000 | 149,405,000 |