Call report 2004Q4
SPRINGS VALLEY BANK & TRUST COMPANY — 2004Q4
The 22 measures SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 232,033,000 | USD | evidence → |
| Total loans | 179,337,000 | USD | evidence → |
| Allowance for loan losses | 2,690,000 | USD | evidence → |
| Securities available for sale | 23,895,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,456,000 | USD | evidence → |
| Interest-bearing deposits | 159,883,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,573,000 | USD | evidence → |
| Equity capital | 20,394,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,287,000 | USD | evidence → |
| Interest expense | 5,956,000 | USD | evidence → |
| Net interest income | 6,331,000 | USD | evidence → |
| Noninterest income | 2,589,000 | USD | evidence → |
| Noninterest expense | 7,725,000 | USD | evidence → |
| Provision for loan losses | 965,000 | USD | evidence → |
| Pretax income | 478,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 457,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,152,000 | USD | evidence → |
| Total capital | 22,336,000 | USD | evidence → |
| Risk-weighted assets | 174,201,000 | USD | evidence → |