Call reports 2001
SPRINGS VALLEY BANK & TRUST COMPANY — 2001
What SPRINGS VALLEY BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 245,635,000 | 250,369,000 | 243,634,000 | 238,760,000 |
| Total loans | 207,155,000 | 214,935,000 | 210,477,000 | 208,163,000 |
| Allowance for loan losses | 1,679,000 | 1,729,000 | 1,698,000 | 2,097,000 |
| Securities available for sale | 23,691,000 | 20,554,000 | 20,290,000 | 20,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,299,000 | 197,439,000 | 190,632,000 | 181,806,000 |
| Interest-bearing deposits | 180,087,000 | 181,577,000 | 178,043,000 | 170,770,000 |
| Noninterest-bearing deposits | 13,212,000 | 15,862,000 | 12,589,000 | 11,036,000 |
| Equity capital | 21,416,000 | 21,706,000 | 22,106,000 | 20,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,905,000 | 9,747,000 | 14,326,000 | 18,566,000 |
| Interest expense | 2,743,000 | 5,336,000 | 7,751,000 | 9,898,000 |
| Net interest income | 2,162,000 | 4,411,000 | 6,575,000 | 8,668,000 |
| Noninterest income | 365,000 | 738,000 | 1,105,000 | 1,699,000 |
| Noninterest expense | 1,824,000 | 3,625,000 | 5,456,000 | 7,239,000 |
| Provision for loan losses | 180,000 | 310,000 | 415,000 | 1,120,000 |
| Pretax income | 523,000 | 1,214,000 | 1,820,000 | 2,019,000 |
| Income tax | 167,000 | 406,000 | 602,000 | 536,000 |
| Net income | 356,000 | 808,000 | 1,218,000 | 1,483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,164,000 | 21,482,000 | 21,758,000 | 20,167,000 |
| Total capital | 22,843,000 | 23,211,000 | 23,456,000 | 22,264,000 |
| Risk-weighted assets | 183,696,000 | 186,873,000 | 184,625,000 | 182,135,000 |