Call reports 2009
YUMA COMMUNITY BANK — 2009
What YUMA COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Total assets | 72,267,000 | 71,743,000 |
| Total loans | 63,388,000 | 59,740,000 |
| Allowance for loan losses | 714,000 | 675,000 |
| Securities available for sale | 278,000 | 203,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 56,194,000 | 55,643,000 |
| Interest-bearing deposits | 39,161,000 | 39,083,000 |
| Noninterest-bearing deposits | 17,033,000 | 16,560,000 |
| Equity capital | 6,890,000 | 6,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Interest income | 1,133,000 | 2,257,000 |
| Interest expense | 252,000 | 490,000 |
| Net interest income | 881,000 | 1,767,000 |
| Noninterest income | 64,000 | 123,000 |
| Noninterest expense | 607,000 | 1,298,000 |
| Provision for loan losses | -16,000 | 80,000 |
| Pretax income | 354,000 | 512,000 |
| Income tax | 138,000 | 200,000 |
| Net income | 216,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 |
|---|---|---|
| Tier 1 capital | 5,823,000 | 5,918,000 |
| Total capital | 6,537,000 | 6,593,000 |
| Risk-weighted assets | 62,765,000 | 60,577,000 |