Call reports 2008
YUMA COMMUNITY BANK — 2008
What YUMA COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,641,000 | 73,834,000 | 74,460,000 | 73,030,000 |
| Total loans | 66,305,000 | 66,364,000 | 63,709,000 | 63,950,000 |
| Allowance for loan losses | 525,000 | 525,000 | 650,000 | 730,000 |
| Securities available for sale | 47,000 | 45,000 | 479,000 | 417,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,098,000 | 54,855,000 | 55,597,000 | 54,728,000 |
| Interest-bearing deposits | 40,846,000 | 38,755,000 | 39,108,000 | 36,733,000 |
| Noninterest-bearing deposits | 18,252,000 | 16,100,000 | 16,489,000 | 17,995,000 |
| Equity capital | 7,779,000 | 7,787,000 | 7,726,000 | 7,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,562,000 | 3,773,000 | 4,936,000 |
| Interest expense | 471,000 | 880,000 | 1,264,000 | 1,595,000 |
| Net interest income | 862,000 | 1,682,000 | 2,509,000 | 3,341,000 |
| Noninterest income | 79,000 | 183,000 | 270,000 | 337,000 |
| Noninterest expense | 600,000 | 1,266,000 | 1,889,000 | 2,439,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 312,000 |
| Pretax income | 341,000 | 599,000 | 765,000 | 927,000 |
| Income tax | 133,000 | 233,000 | 297,000 | 362,000 |
| Net income | 208,000 | 366,000 | 468,000 | 565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,543,000 | 6,551,000 | 6,533,000 | 6,556,000 |
| Total capital | 7,068,000 | 7,076,000 | 7,183,000 | 7,286,000 |
| Risk-weighted assets | 67,562,000 | 68,681,000 | 66,792,000 | 63,918,000 |