Call reports 2007
YUMA COMMUNITY BANK — 2007
What YUMA COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 72,126,000 | 74,176,000 | 75,123,000 | 78,489,000 |
| Total loans | 62,030,000 | 63,765,000 | 65,057,000 | 70,487,000 |
| Allowance for loan losses | 520,000 | 480,000 | 480,000 | 525,000 |
| Securities available for sale | 48,000 | 47,000 | 47,000 | 47,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,048,000 | 56,414,000 | 56,233,000 | 59,561,000 |
| Interest-bearing deposits | 39,762,000 | 36,851,000 | 39,188,000 | 42,559,000 |
| Noninterest-bearing deposits | 20,286,000 | 19,563,000 | 17,045,000 | 17,002,000 |
| Equity capital | 7,774,000 | 7,567,000 | 7,681,000 | 7,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,713,000 | 4,111,000 | 5,598,000 |
| Interest expense | 422,000 | 854,000 | 1,345,000 | 1,869,000 |
| Net interest income | 934,000 | 1,859,000 | 2,766,000 | 3,729,000 |
| Noninterest income | 137,000 | 287,000 | 386,000 | 480,000 |
| Noninterest expense | 659,000 | 1,295,000 | 1,951,000 | 2,608,000 |
| Provision for loan losses | 20,000 | -19,000 | -20,000 | 69,000 |
| Pretax income | 392,000 | 870,000 | 1,221,000 | 1,532,000 |
| Income tax | 153,000 | 338,000 | 475,000 | 596,000 |
| Net income | 239,000 | 532,000 | 746,000 | 936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,539,000 | 6,332,000 | 6,446,000 | 6,536,000 |
| Total capital | 7,059,000 | 6,812,000 | 6,926,000 | 7,061,000 |
| Risk-weighted assets | 61,686,000 | 64,045,000 | 65,742,000 | 69,994,000 |