Call reports 2006
YUMA COMMUNITY BANK — 2006
What YUMA COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,638,000 | 75,937,000 | 78,596,000 | 74,477,000 |
| Total loans | 56,612,000 | 63,636,000 | 60,283,000 | 61,066,000 |
| Allowance for loan losses | 513,000 | 550,000 | 540,000 | 500,000 |
| Securities available for sale | 49,000 | 48,000 | 47,000 | 47,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,275,000 | 60,001,000 | 66,083,000 | 63,621,000 |
| Interest-bearing deposits | 36,231,000 | 39,682,000 | 48,899,000 | 44,693,000 |
| Noninterest-bearing deposits | 18,044,000 | 20,319,000 | 17,184,000 | 18,928,000 |
| Equity capital | 6,674,000 | 7,145,000 | 7,366,000 | 7,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,507,000 | 3,933,000 | 5,453,000 |
| Interest expense | 266,000 | 617,000 | 1,074,000 | 1,563,000 |
| Net interest income | 884,000 | 1,890,000 | 2,859,000 | 3,890,000 |
| Noninterest income | 128,000 | 300,000 | 457,000 | 596,000 |
| Noninterest expense | 665,000 | 1,277,000 | 1,888,000 | 2,479,000 |
| Provision for loan losses | 33,000 | 70,000 | 60,000 | 64,000 |
| Pretax income | 314,000 | 843,000 | 1,368,000 | 1,943,000 |
| Income tax | 126,000 | 334,000 | 538,000 | 744,000 |
| Net income | 188,000 | 509,000 | 830,000 | 1,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,439,000 | 5,910,000 | 6,131,000 | 6,400,000 |
| Total capital | 5,952,000 | 6,460,000 | 6,671,000 | 6,900,000 |
| Risk-weighted assets | 56,070,000 | 63,907,000 | 62,132,000 | 61,779,000 |