Call reports 2005
YUMA COMMUNITY BANK — 2005
What YUMA COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,628,000 | 59,020,000 | 58,868,000 | 61,522,000 |
| Total loans | 49,984,000 | 50,505,000 | 51,730,000 | 52,561,000 |
| Allowance for loan losses | 430,000 | 430,000 | 460,000 | 485,000 |
| Securities available for sale | 67,000 | 61,000 | 61,000 | 59,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,262,000 | 49,597,000 | 47,246,000 | 52,256,000 |
| Interest-bearing deposits | 34,820,000 | 32,181,000 | 32,920,000 | 35,230,000 |
| Noninterest-bearing deposits | 13,442,000 | 17,416,000 | 14,326,000 | 17,026,000 |
| Equity capital | 6,473,000 | 6,656,000 | 6,838,000 | 6,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,979,000 | 3,040,000 | 4,141,000 |
| Interest expense | 190,000 | 387,000 | 626,000 | 892,000 |
| Net interest income | 754,000 | 1,592,000 | 2,414,000 | 3,249,000 |
| Noninterest income | 103,000 | 189,000 | 332,000 | 488,000 |
| Noninterest expense | 516,000 | 1,018,000 | 1,526,000 | 2,098,000 |
| Provision for loan losses | -35,000 | -35,000 | -5,000 | 20,000 |
| Pretax income | 376,000 | 798,000 | 1,225,000 | 1,619,000 |
| Income tax | 148,000 | 312,000 | 482,000 | 627,000 |
| Net income | 228,000 | 486,000 | 743,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,237,000 | 5,420,000 | 5,602,000 | 5,351,000 |
| Total capital | 5,667,000 | 5,850,000 | 6,062,000 | 5,836,000 |
| Risk-weighted assets | 48,568,000 | 48,831,000 | 50,914,000 | 52,833,000 |