Call reports 2004
YUMA COMMUNITY BANK — 2004
What YUMA COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 51,720,000 | 55,027,000 | 59,186,000 | 59,372,000 |
| Total loans | 45,173,000 | 45,515,000 | 46,342,000 | 50,950,000 |
| Allowance for loan losses | 460,000 | 465,000 | 465,000 | 465,000 |
| Securities available for sale | 176,000 | 68,000 | 68,000 | 68,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,738,000 | 47,852,000 | 48,398,000 | 48,349,000 |
| Interest-bearing deposits | 34,013,000 | 32,487,000 | 37,768,000 | 36,098,000 |
| Noninterest-bearing deposits | 10,725,000 | 15,365,000 | 10,630,000 | 12,251,000 |
| Equity capital | 5,534,000 | 5,768,000 | 6,048,000 | 6,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 762,000 | 1,573,000 | 2,470,000 | 3,419,000 |
| Interest expense | 163,000 | 314,000 | 481,000 | 675,000 |
| Net interest income | 599,000 | 1,259,000 | 1,989,000 | 2,744,000 |
| Noninterest income | 92,000 | 259,000 | 436,000 | 596,000 |
| Noninterest expense | 453,000 | 915,000 | 1,370,000 | 1,841,000 |
| Provision for loan losses | 23,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 215,000 | 579,000 | 1,031,000 | 1,475,000 |
| Income tax | 86,000 | 216,000 | 388,000 | 560,000 |
| Net income | 129,000 | 363,000 | 643,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,297,000 | 4,532,000 | 4,812,000 | 5,084,000 |
| Total capital | 4,757,000 | 4,997,000 | 5,277,000 | 5,549,000 |
| Risk-weighted assets | 42,108,000 | 43,809,000 | 46,278,000 | 48,137,000 |