Call reports 2003
YUMA COMMUNITY BANK — 2003
What YUMA COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 41,587,000 | 44,885,000 | 46,166,000 | 46,141,000 |
| Total loans | 32,847,000 | 38,623,000 | 39,209,000 | 35,600,000 |
| Allowance for loan losses | 383,000 | 414,000 | 429,000 | 437,000 |
| Securities available for sale | 2,650,000 | 3,113,000 | 204,000 | 190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,580,000 | 38,085,000 | 40,633,000 | 39,352,000 |
| Interest-bearing deposits | 30,755,000 | 29,809,000 | 33,456,000 | 28,840,000 |
| Noninterest-bearing deposits | 6,825,000 | 8,276,000 | 7,177,000 | 10,512,000 |
| Equity capital | 3,820,000 | 3,906,000 | 4,077,000 | 5,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 622,000 | 1,275,000 | 1,967,000 | 2,658,000 |
| Interest expense | 211,000 | 417,000 | 615,000 | 795,000 |
| Net interest income | 411,000 | 858,000 | 1,352,000 | 1,863,000 |
| Noninterest income | 131,000 | 270,000 | 512,000 | 641,000 |
| Noninterest expense | 417,000 | 838,000 | 1,260,000 | 1,687,000 |
| Provision for loan losses | 0 | 31,000 | 84,000 | 94,000 |
| Pretax income | 125,000 | 257,000 | 518,000 | 721,000 |
| Income tax | 43,000 | 88,000 | 178,000 | 248,000 |
| Net income | 82,000 | 169,000 | 340,000 | 473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,624,000 | 3,757,000 | 3,964,000 | 4,108,000 |
| Total capital | 4,007,000 | 4,171,000 | 4,393,000 | 4,545,000 |
| Risk-weighted assets | 31,176,000 | 34,060,000 | 36,887,000 | 36,872,000 |