Call reports 2002
YUMA COMMUNITY BANK — 2002
What YUMA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,253,000 | 37,086,000 | 37,333,000 | 38,212,000 |
| Total loans | 25,005,000 | 28,150,000 | 31,229,000 | 34,602,000 |
| Allowance for loan losses | 316,000 | 359,000 | 363,000 | 383,000 |
| Securities available for sale | 185,000 | 2,201,000 | 179,000 | 154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,599,000 | 33,412,000 | 33,581,000 | 34,393,000 |
| Interest-bearing deposits | 24,799,000 | 23,561,000 | 28,145,000 | 28,582,000 |
| Noninterest-bearing deposits | 5,800,000 | 9,851,000 | 5,436,000 | 5,811,000 |
| Equity capital | 3,575,000 | 3,598,000 | 3,654,000 | 3,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 993,000 | 1,616,000 | 2,246,000 |
| Interest expense | 161,000 | 364,000 | 577,000 | 791,000 |
| Net interest income | 305,000 | 629,000 | 1,039,000 | 1,455,000 |
| Noninterest income | 53,000 | 166,000 | 254,000 | 375,000 |
| Noninterest expense | 348,000 | 707,000 | 1,090,000 | 1,479,000 |
| Provision for loan losses | 31,000 | 74,000 | 108,000 | 128,000 |
| Pretax income | -21,000 | 14,000 | 99,000 | 226,000 |
| Income tax | -7,000 | 6,000 | 36,000 | 79,000 |
| Net income | -14,000 | 8,000 | 63,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,253,000 | 3,288,000 | 3,373,000 | 3,502,000 |
| Total capital | 3,561,000 | 3,642,000 | 3,736,000 | 3,885,000 |
| Risk-weighted assets | 24,658,000 | 28,313,000 | 29,197,000 | 31,046,000 |