Call reports 2001
YUMA COMMUNITY BANK — 2001
What YUMA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,518,000 | 16,286,000 | 18,788,000 | 23,202,000 |
| Total loans | 6,984,000 | 11,489,000 | 15,833,000 | 19,185,000 |
| Allowance for loan losses | 105,000 | 173,000 | 236,000 | 285,000 |
| Securities available for sale | 0 | 0 | 0 | 183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,820,000 | 12,532,000 | 15,066,000 | 19,553,000 |
| Interest-bearing deposits | 4,925,000 | 8,511,000 | 11,775,000 | 15,655,000 |
| Noninterest-bearing deposits | 2,895,000 | 4,021,000 | 3,291,000 | 3,898,000 |
| Equity capital | 3,662,000 | 3,715,000 | 3,668,000 | 3,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 387,000 | 816,000 | 1,230,000 |
| Interest expense | 36,000 | 100,000 | 213,000 | 352,000 |
| Net interest income | 103,000 | 287,000 | 603,000 | 878,000 |
| Noninterest income | 1,000 | 5,000 | 9,000 | 14,000 |
| Noninterest expense | 284,000 | 601,000 | 926,000 | 1,280,000 |
| Provision for loan losses | 92,000 | 160,000 | 223,000 | 272,000 |
| Pretax income | -272,000 | -469,000 | -537,000 | -660,000 |
| Income tax | 0 | -250,000 | -271,000 | -222,000 |
| Net income | -272,000 | -219,000 | -266,000 | -438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,660,000 | 3,715,000 | 3,668,000 | 3,274,000 |
| Total capital | 3,752,000 | 3,865,000 | 3,878,000 | 3,521,000 |
| Risk-weighted assets | 7,368,000 | 11,980,000 | 16,735,000 | 19,760,000 |