Call reports 2016
ALTERRA BANK — 2016
What ALTERRA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 303,985,000 | 301,488,000 | 289,661,000 | 266,289,000 |
| Total loans | 241,953,000 | 241,564,000 | 237,502,000 | 215,878,000 |
| Allowance for loan losses | 2,074,000 | 3,306,000 | 5,020,000 | 5,285,000 |
| Securities available for sale | 2,391,000 | 3,416,000 | 6,599,000 | 7,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,346,000 | 254,277,000 | 244,455,000 | 219,833,000 |
| Interest-bearing deposits | 199,664,000 | 193,042,000 | 179,373,000 | 162,743,000 |
| Noninterest-bearing deposits | 54,682,000 | 61,235,000 | 65,082,000 | 57,090,000 |
| Equity capital | 40,557,000 | 40,424,000 | 38,597,000 | 39,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,601,000 | 6,901,000 | 10,212,000 | 13,258,000 |
| Interest expense | 394,000 | 807,000 | 1,229,000 | 1,633,000 |
| Net interest income | 3,207,000 | 6,094,000 | 8,983,000 | 11,625,000 |
| Noninterest income | 1,888,000 | 4,506,000 | 5,495,000 | 6,502,000 |
| Noninterest expense | 2,810,000 | 6,026,000 | 9,562,000 | 13,677,000 |
| Provision for loan losses | 214,000 | 2,804,000 | 6,173,000 | 6,690,000 |
| Pretax income | 2,071,000 | 1,770,000 | -1,257,000 | -2,240,000 |
| Income tax | 809,000 | 680,000 | -504,000 | -891,000 |
| Net income | 1,262,000 | 1,090,000 | -753,000 | -1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,390,000 | 29,143,000 | 27,368,000 | 28,685,000 |
| Total capital | 31,464,000 | 32,426,000 | 30,705,000 | 31,699,000 |
| Risk-weighted assets | 254,316,000 | 262,600,000 | 265,307,000 | 238,824,000 |