Call reports 2013
ALTERRA BANK — 2013
What ALTERRA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,860,000 | 190,587,000 | 200,539,000 | 210,788,000 |
| Total loans | 142,851,000 | 150,103,000 | 161,090,000 | 177,876,000 |
| Allowance for loan losses | 1,679,000 | 1,762,000 | 1,915,000 | 2,181,000 |
| Securities available for sale | 4,529,000 | 4,387,000 | 4,441,000 | 4,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,529,000 | 164,125,000 | 173,458,000 | 180,400,000 |
| Interest-bearing deposits | 127,053,000 | 138,155,000 | 146,891,000 | 152,194,000 |
| Noninterest-bearing deposits | 21,476,000 | 25,970,000 | 26,567,000 | 28,206,000 |
| Equity capital | 18,568,000 | 19,205,000 | 19,673,000 | 20,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,175,000 | 4,335,000 | 6,660,000 | 9,161,000 |
| Interest expense | 327,000 | 661,000 | 1,014,000 | 1,374,000 |
| Net interest income | 1,848,000 | 3,674,000 | 5,646,000 | 7,787,000 |
| Noninterest income | 561,000 | 1,137,000 | 1,868,000 | 2,651,000 |
| Noninterest expense | 1,549,000 | 3,246,000 | 5,163,000 | 7,266,000 |
| Provision for loan losses | 180,000 | 260,000 | 400,000 | 655,000 |
| Pretax income | 680,000 | 1,305,000 | 1,951,000 | 2,517,000 |
| Income tax | 245,000 | 472,000 | 705,000 | 914,000 |
| Net income | 435,000 | 833,000 | 1,246,000 | 1,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,985,000 | 16,733,000 | 17,129,000 | 17,718,000 |
| Total capital | 17,664,000 | 18,495,000 | 19,044,000 | 19,899,000 |
| Risk-weighted assets | 150,744,000 | 160,685,000 | 169,938,000 | 183,723,000 |