Call reports 2012
ALTERRA BANK — 2012
What ALTERRA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 142,546,000 | 147,164,000 | 150,883,000 | 165,323,000 |
| Total loans | 109,141,000 | 114,904,000 | 121,628,000 | 135,289,000 |
| Allowance for loan losses | 1,286,000 | 1,393,000 | 1,424,000 | 1,482,000 |
| Securities available for sale | 9,563,000 | 7,224,000 | 8,152,000 | 6,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,440,000 | 124,689,000 | 126,624,000 | 139,879,000 |
| Interest-bearing deposits | 104,216,000 | 107,885,000 | 108,654,000 | 119,488,000 |
| Noninterest-bearing deposits | 16,224,000 | 16,804,000 | 17,970,000 | 20,391,000 |
| Equity capital | 15,649,000 | 16,032,000 | 17,708,000 | 18,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,553,000 | 5,482,000 | 7,538,000 |
| Interest expense | 315,000 | 650,000 | 976,000 | 1,302,000 |
| Net interest income | 1,422,000 | 2,903,000 | 4,506,000 | 6,236,000 |
| Noninterest income | 60,000 | 538,000 | 831,000 | 1,379,000 |
| Noninterest expense | 1,154,000 | 2,379,000 | 3,926,000 | 5,498,000 |
| Provision for loan losses | 141,000 | 375,000 | 512,000 | 606,000 |
| Pretax income | 187,000 | 687,000 | 899,000 | 1,511,000 |
| Income tax | 72,000 | 250,000 | 323,000 | 535,000 |
| Net income | 115,000 | 437,000 | 576,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,036,000 | 13,397,000 | 15,074,000 | 15,512,000 |
| Total capital | 14,322,000 | 14,790,000 | 16,498,000 | 16,994,000 |
| Risk-weighted assets | 113,765,000 | 120,731,000 | 126,102,000 | 139,746,000 |