Call reports 2011
ALTERRA BANK — 2011
What ALTERRA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,400,000 | 128,721,000 | 126,619,000 | 134,512,000 |
| Total loans | 83,386,000 | 91,779,000 | 96,407,000 | 105,695,000 |
| Allowance for loan losses | 803,000 | 899,000 | 1,085,000 | 1,169,000 |
| Securities available for sale | 12,995,000 | 14,065,000 | 13,018,000 | 14,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,928,000 | 108,137,000 | 105,683,000 | 113,328,000 |
| Interest-bearing deposits | 100,964,000 | 94,888,000 | 90,559,000 | 98,318,000 |
| Noninterest-bearing deposits | 11,964,000 | 13,249,000 | 15,124,000 | 15,010,000 |
| Equity capital | 13,958,000 | 14,118,000 | 14,505,000 | 14,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,581,000 | 3,172,000 | 4,802,000 | 6,493,000 |
| Interest expense | 408,000 | 809,000 | 1,210,000 | 1,553,000 |
| Net interest income | 1,173,000 | 2,363,000 | 3,592,000 | 4,940,000 |
| Noninterest income | 39,000 | 88,000 | 493,000 | 561,000 |
| Noninterest expense | 856,000 | 1,820,000 | 2,896,000 | 4,203,000 |
| Provision for loan losses | 200,000 | 370,000 | 520,000 | 620,000 |
| Pretax income | 156,000 | 261,000 | 669,000 | 678,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 156,000 | 261,000 | 669,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,814,000 | 10,937,000 | 11,810,000 | 11,843,000 |
| Total capital | 11,617,000 | 11,836,000 | 12,896,000 | 13,012,000 |
| Risk-weighted assets | 81,841,000 | 90,610,000 | 97,892,000 | 109,210,000 |