Call reports 2009

ALTERRA BANK — 2009

Name: ALTERRA BANK — FFIEC call report 2009
Creator: ALTERRA BANK

What ALTERRA BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ca0b4c94-6718-4607-b21f-3d79a031b08d/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	123,323,000	113,825,000	106,774,000	118,290,000
Total loans	102,132,000	91,234,000	79,217,000	72,580,000
Allowance for loan losses	3,476,000	2,327,000	2,656,000	2,518,000
Securities available for sale	0	0	0	0
Securities held to maturity	6,964,000	6,985,000	7,008,000	14,831,000
Trading assets	0	0	0	0
Total deposits	100,919,000	91,295,000	88,472,000	98,516,000
Interest-bearing deposits	90,484,000	83,030,000	78,478,000	90,474,000
Noninterest-bearing deposits	10,435,000	8,265,000	9,994,000	8,042,000
Equity capital	7,641,000	7,507,000	6,469,000	8,185,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,634,000	3,194,000	4,634,000	5,994,000
Interest expense	937,000	1,780,000	2,559,000	3,222,000
Net interest income	697,000	1,414,000	2,075,000	2,772,000
Noninterest income	58,000	31,000	-93,000	37,000
Noninterest expense	2,108,000	2,950,000	3,825,000	4,564,000
Provision for loan losses	3,115,000	3,115,000	3,815,000	3,815,000
Pretax income	-4,468,000	-4,620,000	-5,658,000	-5,570,000
Income tax	-35,000	-35,000	-35,000	-1,663,000
Net income	-4,451,000	-4,585,000	-5,623,000	-3,907,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	6,703,000	6,571,000	5,535,000	5,631,000
Total capital	7,946,000	7,717,000	6,569,000	6,598,000
Risk-weighted assets	97,223,000	90,502,000	81,123,000	77,278,000