Call reports 2001
ALTERRA BANK — 2001
What ALTERRA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,339,000 | 42,204,000 | 46,086,000 | 56,467,000 |
| Total loans | 24,511,000 | 30,720,000 | 36,941,000 | 41,529,000 |
| Allowance for loan losses | 320,000 | 348,000 | 387,000 | 703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,357,000 | 2,360,000 | 1,986,000 | 2,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,541,000 | 35,154,000 | 38,995,000 | 46,187,000 |
| Interest-bearing deposits | 24,359,000 | 32,921,000 | 35,451,000 | 42,829,000 |
| Noninterest-bearing deposits | 3,182,000 | 2,233,000 | 3,544,000 | 3,358,000 |
| Equity capital | 5,435,000 | 5,280,000 | 5,517,000 | 6,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,272,000 | 2,038,000 | 2,808,000 |
| Interest expense | 299,000 | 677,000 | 1,113,000 | 1,589,000 |
| Net interest income | 295,000 | 595,000 | 925,000 | 1,219,000 |
| Noninterest income | 22,000 | 41,000 | 70,000 | 111,000 |
| Noninterest expense | 423,000 | 927,000 | 1,488,000 | 2,045,000 |
| Provision for loan losses | 33,000 | 61,000 | 100,000 | 430,000 |
| Pretax income | -139,000 | -352,000 | -593,000 | -1,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -139,000 | -352,000 | -593,000 | -1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,018,000 | 3,831,000 | 3,612,000 | 3,735,000 |
| Total capital | 4,323,000 | 4,148,000 | 3,999,000 | 4,284,000 |
| Risk-weighted assets | 27,472,000 | 33,594,000 | 40,199,000 | 43,770,000 |