Call reports 2015
CONNECTIONS BANK — 2015
What CONNECTIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,414,000 | 61,647,000 | 62,483,000 | 64,635,000 |
| Total loans | 47,251,000 | 46,681,000 | 46,990,000 | 45,902,000 |
| Allowance for loan losses | 702,000 | 613,000 | 634,000 | 552,000 |
| Securities available for sale | 891,000 | 1,372,000 | 1,377,000 | 2,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,991,000 | 50,008,000 | 50,652,000 | 52,715,000 |
| Interest-bearing deposits | 47,006,000 | 46,066,000 | 46,595,000 | 48,596,000 |
| Noninterest-bearing deposits | 3,985,000 | 3,942,000 | 4,057,000 | 4,119,000 |
| Equity capital | 5,977,000 | 6,036,000 | 6,165,000 | 6,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,254,000 | 1,905,000 | 2,548,000 |
| Interest expense | 136,000 | 273,000 | 410,000 | 550,000 |
| Net interest income | 502,000 | 981,000 | 1,495,000 | 1,998,000 |
| Noninterest income | 36,000 | 72,000 | 107,000 | 143,000 |
| Noninterest expense | 333,000 | 671,000 | 1,017,000 | 1,340,000 |
| Provision for loan losses | 12,000 | 80,000 | 85,000 | 139,000 |
| Pretax income | 193,000 | 302,000 | 500,000 | 662,000 |
| Income tax | 73,000 | 114,000 | 188,000 | 249,000 |
| Net income | 120,000 | 188,000 | 312,000 | 413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,970,000 | 6,039,000 | 6,162,000 | 6,263,000 |
| Total capital | 6,495,000 | 6,529,000 | 6,674,000 | 6,755,000 |
| Risk-weighted assets | 41,838,000 | 39,114,000 | 40,847,000 | 39,300,000 |