Call reports 2013
HARTFORD SAVINGS BANK — 2013
What HARTFORD SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 178,479,000 | 174,764,000 | 171,299,000 | 175,411,000 |
| Total loans | 123,114,000 | 122,556,000 | 120,429,000 | 122,656,000 |
| Allowance for loan losses | 4,024,000 | 4,086,000 | 3,355,000 | 3,169,000 |
| Securities available for sale | 40,940,000 | 38,406,000 | 37,658,000 | 35,558,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,282,000 | 154,169,000 | 150,595,000 | 154,264,000 |
| Interest-bearing deposits | 146,393,000 | 143,603,000 | 140,102,000 | 144,390,000 |
| Noninterest-bearing deposits | 10,889,000 | 10,566,000 | 10,493,000 | 9,874,000 |
| Equity capital | 18,817,000 | 18,503,000 | 18,534,000 | 18,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,524,000 | 3,257,000 | 4,799,000 | 6,299,000 |
| Interest expense | 189,000 | 358,000 | 516,000 | 660,000 |
| Net interest income | 1,335,000 | 2,899,000 | 4,283,000 | 5,639,000 |
| Noninterest income | 301,000 | 476,000 | 597,000 | 717,000 |
| Noninterest expense | 1,395,000 | 2,829,000 | 4,203,000 | 5,511,000 |
| Provision for loan losses | 180,000 | 315,000 | 345,000 | 375,000 |
| Pretax income | 61,000 | 296,000 | 397,000 | 554,000 |
| Income tax | 15,000 | 71,000 | 98,000 | 156,000 |
| Net income | 46,000 | 225,000 | 299,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,902,000 | 16,841,000 | 16,943,000 | 17,298,000 |
| Total capital | 18,251,000 | 18,217,000 | 18,332,000 | 19,100,000 |
| Risk-weighted assets | 105,194,000 | 103,327,000 | 102,171,000 | 105,665,000 |