Call reports 2012
HARTFORD SAVINGS BANK — 2012
What HARTFORD SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,505,000 | 194,045,000 | 187,540,000 | 186,906,000 |
| Total loans | 135,368,000 | 134,300,000 | 129,964,000 | 125,119,000 |
| Allowance for loan losses | 1,924,000 | 3,408,000 | 4,032,000 | 4,241,000 |
| Securities available for sale | 44,117,000 | 44,642,000 | 40,261,000 | 41,529,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,307,000 | 172,078,000 | 166,244,000 | 165,731,000 |
| Interest-bearing deposits | 162,663,000 | 160,935,000 | 156,163,000 | 155,215,000 |
| Noninterest-bearing deposits | 10,644,000 | 11,143,000 | 10,081,000 | 10,516,000 |
| Equity capital | 19,976,000 | 19,419,000 | 18,791,000 | 18,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,992,000 | 3,911,000 | 5,752,000 | 7,505,000 |
| Interest expense | 346,000 | 626,000 | 873,000 | 1,089,000 |
| Net interest income | 1,646,000 | 3,285,000 | 4,879,000 | 6,416,000 |
| Noninterest income | 184,000 | 392,000 | 616,000 | 786,000 |
| Noninterest expense | 1,452,000 | 2,863,000 | 4,284,000 | 5,705,000 |
| Provision for loan losses | 228,000 | 1,738,000 | 3,730,000 | 4,000,000 |
| Pretax income | 150,000 | -924,000 | -2,349,000 | -2,333,000 |
| Income tax | 23,000 | -319,000 | -1,028,000 | -1,051,000 |
| Net income | 127,000 | -605,000 | -1,321,000 | -1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,644,000 | 17,801,000 | 16,420,000 | 16,610,000 |
| Total capital | 20,188,000 | 19,263,000 | 17,853,000 | 18,005,000 |
| Risk-weighted assets | 123,125,000 | 115,048,000 | 111,342,000 | 108,428,000 |